The share of non-cash payments is growing upwards everywhere. Payment of utilities, fines, loans through online Internet banking services does not surprise anyone. Cellular operators do not lag behind, so it will not be difficult to pay from the Beeline phone. Money will be debited not from a bank card, but from a mobile account. The service is relevant for people who store large amounts on the phone.

What can I pay for with a Beeline phone

Beeline subscribers can pay for services via the Internet using their mobile balance. You can do this on the official website of the operator. Their list is limited:

• money transfers: Unistream both in Russia and the CIS countries (Kazakhstan, Ukraine, Belarus, etc.), Russian Post;
• transfer to debit and credit bank cards: VISA, MAESTRO, MasterCard;
• replenishment mobile phone;
• entertainment: STEAM, VKontakte;
• traffic police fines by order number or through a search;
• television: Beeline TV, Tricolor TV, Continent TV, NTV Plus, DOM.RU (cable and digital TV), Orient Express, TELECARD;
• loans: Alfa-Bank, OTP, Home Credit, Webbankir;
• Internet: Rostelecom, DOM.RU, TTK, Beeline WiFi, Beeline Internet, City Line, Miti Telecom, Gars Telecom, Renet Com;
• transport cards: Troika, Strelka, Plantain;
• Housing and communal services: MOSOBLGAZ, housing and communal services of Moscow EPD, housing and communal services St. Petersburg, MosEnergoSbyt;
• taxes through a search by TIN or UIN;
• charitable contributions to the foundations "Life Line", "Children of Russia";
• telephony: Beeline IP Phone, MGTS, Sipnet;
• electronic wallets: WebMoney, Walletone, Yandex. money.

Registration is not required to complete a transaction through a browser. You can pay for the necessary service by selecting the appropriate section and filling out the form, indicating the mobile phone number in the debit account field.

Characteristics and conditions of Mobile payment service

You can pay from your Beeline phone account directly from your device via the Internet using the Mobile Payment service. The option is available to all subscribers. The connection difference depends on the tariff plan.

1. For subscribers on a prepaid system, the service is available immediately after activating the SIM card. The only condition is that expenses from the moment of connection must be at least 150 rubles. Subscription fee there is no charge for using the service.
2. Users with a postpaid payment system will need to create a special account. To open it, you must enter the command *110*271# "call". An account can also be obtained in your personal account on the Beeline website or by calling 0611. Replenishment of the balance is carried out by any payment instruments from the terminal to a bank card, similar to a mobile one.

The difference is in the input format: you need to dial the number without 8 or +7, while the first digit 9 is replaced by 6. For example, if the mobile number is 9090631252, the account number is 6090631252. You can check the balance of the second one via the USSD command *222# "call".

Since the service does not provide for a connection procedure, it is impossible to disable it.

How to use the option

To pay for Beeline services from your mobile phone account and make other payments, you need to go to the operator's browser in the section "Payment and Finance" - "Payment for services". A menu of categories of all available services will open. For example, consider paying for STEAM from your mobile account.

1. Select the "Entertainment" section.
2. Click on the "STEAM" icon.
3. Enter your username used when logging into your personal account on company's digital distribution service.
4. Enter the phone number without 8, the payment amount and the code from the picture.
5. Check the box next to "I agree to the terms of service".
6. Click the "Pay" button.
7. Enter verification code from SMS notifications.

Important! Some categories have a bank card in addition to the mobile phone in the payment method field. This will allow you to pay for services without replenishing the balance facial accounts Beeline. In the right field of the menu you will see information about the commission charged. The amount is set depending on the category of service. Yes, when paying for Beeline Internet payment is carried out free of charge, and when replenishing a WebMoney wallet, you will have to pay 10 rubles. + 8.57% of the transfer amount.

If there is no possibility to access the Internet, you can pay bills using SMS via short number 7878 Service availability varies by service. Information about such methods and commands can be seen when filling out the payment form in the right menu field.

So, to replenish the STEAM balance, you can send an SMS with the text:

Steam (space) your nickname (space) payment amount, for example, Steam login 100

To pay for parking, send an SMS to 7757 with the text PARKING NUMBER*CAR NUMBER*NUMBER OF HOURS. The cost will be calculated automatically, taking into account the commission of 5%.

In order not to remember text codes for paying for various services via SMS, you can create drafts. Then the option will be available around the clock, even if there is no Internet access.

Restrictions and limits

When planning to pay bills and transfers using your mobile balance, you need to be aware of the limitations. Beeline has set the following transaction limits depending on the service category:

• minimum single payment : 10 – 1300 rub;
• maximum single payment : 5000 – 15000 rub;
• daily limit: 15000 rub, 10 transactions;
• weekly limit: 40000 rub, 20 transactions;
• monthly limit: 40000 rub, 50 transactions.

Service Benefits

By introducing the Mobile Payment service, Beeline has significantly expanded the capabilities of its subscribers. Clear benefits include:

• significant time savings;
• the device replaces terminals, bank cards, electronic wallets;
• You can make payments online.

The disadvantages of the system include the lack of a unified payment code via SMS. Some payments can be made directly, while others require Bank details. In any case, "Mobile payment" from Beeline has become an excellent alternative to other methods of paying for services via the Internet.

You never know how on the balance of your phone there could be an indecently large amount that you definitely won’t be able to “speak” in the near future. Maybe you yourself mistakenly credited extra money when paying mobile communications, or you receive payment on your phone for some work performed. Some, especially cunning credit card holders, cash out their credit cards in this way (first withdraw money to the phone balance, and then to a debit card). In general, situations are different, and if you suddenly needed to transfer money from your phone to a card, then in this article we will describe the main ways that will help you carry out your undertaking.

Withdrawing money to a bank card

The easiest way to cash out a mobile phone is to withdraw to a bank card. This method is offered by all members of the big three - MTS, Megafon and Beeline. To withdraw funds from a mobile phone to a card, you will need to go to the operator's website (using the links above), select the "Transfer to bank card" section. Next, enter the mobile phone number, card details (card number, holder's name, expiration date) and transfer amount in the appropriate form. Everything is extremely simple - follow the prompts of the system.

Naturally, it will not be possible to cash out funds without commissions and restrictions.

• So, in MTS you can withdraw an amount from 1,700 to 15,000 rubles at a time. You can make no more than five payments per day for a total amount of up to 30,000 rubles. The commission for such a transfer is 4%, at least 25 rubles. We don’t know why the bank writes about the minimum commission of 25 rubles, because when transferring even the minimum amount of 1,700 rubles, the commission will be 68 rubles.
• When transferring funds from a Beeline balance to a bank card, the commission will be 4.95%. At a time, you can transfer from 1,300 to 15,000 rubles.
• At Megafon, the commission directly depends on the amount of the transfer: when transferring amounts from 1 ruble to 4999 rubles, you will be charged 5.95% plus 95 rubles; and when transferring an amount from 5,000 to 15,000 - also 5.95% plus 259 rubles. Thus, the lower limit of the transfer is 1 ruble, the upper one is also 15,000 rubles. The monthly limit is 40,000 rubles.

In a word, the commissions are not small, and using a mobile phone for cashing credit card in this way is unlikely to be useful.

The speed of transferring to cards is from several minutes to 3-4 days, sometimes even 5 days. Here everything will depend on your bank, and surprisingly, even on the payment system. So the money goes to the cards longer.

Another limitation for withdrawing money from the phone balance to a bank card is the card number. The fact is that all the forms presented on the websites of operators allow you to enter only a card number consisting of 16 digits, but there are also cards whose number consists of 18 or 19 digits, for example, a Maestro card from Sberbank. In this case, you can use the following method.

Withdrawing money to a bank account

This method can only be used to withdraw money from the balance of a Beeline or Megafon mobile account. For some reason, MTS does not practice this option.

Here everything is the same as in the previous method, only you will need to select the “Bank account” item and indicate, when transferring, not card details, but card bank account details (account number of 20 digits, BIC).

You can withdraw from a Beeline account in this way from 500 rubles to 15,000 rubles per transfer, but not more than 15,000 rubles per day or 40,000 rubles per month. The commission is still the same - 4.95%. True, you can withdraw money to the accounts of not all banks, but only: Absolut Bank, Alfa-Bank, Bank24.ru, JI Money Bank, MTS-Bank, Probusinessbank, Otkritie Bank, OTP Bank, Renaissance Credit, Russian Standard, Tinkov, Home Credit.

• 300 000 rubles
• on the day of application
• 55 days
• by passport
• 12,9 - 29,9%
• 18-70 years old
• 590 r.
• by mail/courier
• 2.9% + 290 rubles
• MasterCard
• "Bravo"
• The legendary Tinkoff Platinum card, which can be obtained without a single visit to the bank: fill out an application and receive the card by mail or courier. read review

Megafon has the same limits and commissions as when transferring to a card (see the previous paragraph). MegaFon also openly says that you can only transfer money to the accounts of leading banks. Therefore, if your bank is not on the list of possible recipients, then you can use other ways to cash out the balance.

Virtual cards

Another very interesting and profitable way to withdraw money from a mobile phone balance is this.

So MTS offers a virtual MTS MONEY card from MasterCard, which is issued once with a zero balance, and then you can replenish it for any amount. The card is issued and maintained free of charge. The only commission is the commission for its replenishment, which is 1.5% of the amount. Thus, you can withdraw money from a mobile phone to an MTS virtual card for only 1.5% and make purchases or pay for services on the Internet (no commission will be charged for payments). Or, transfer money to a debit card through the service (with a commission of 1.75% of the payment amount, but not less than 25 rubles for each transfer).

Megafon also has a virtual card, already from the VISA payment system. Here, the amount of funds on the card will be equal to the balance of your phone, that is, you will not need to constantly replenish it. There are also no commissions for issuance and maintenance. There is a commission for making payments by card - 1.5% of the amount plus 5 rubles.

• 300 000 rubles
• 1-2 days
• 50 days
• 22,9% - 27,9%%
• 22-60 years old
• 950 r. / 950 rubles
• by mail/courier
• 4.9%, min 490 rub.
• MTS Bonus
• Card issuance terminated
• A joint product of MTS and Citibank. For every 30 rubles spent, 1 bonus point MTS. An interesting service is available - pay in installments - the ability to increase the loan repayment period up to 1-3 years with a reduced interest rate. read review

Beeline subscribers can issue a virtual "Mobile Card" (in partnership with Alfa-Bank). Issue and maintenance are free. You can immediately withdraw cash from the card, however, with a commission of 4.95% (min 29 rubles) or transfer money to another card with a commission of 3.45%. Also, Beeline subscribers can also issue a plastic "Mobile Card" on a physical medium. Issuing a card will cost 95 rubles. Commission for cash withdrawal - 5.9% min. 125 rubles, commission for transfer 1.99%.

Getting cash

There is also the option of receiving immediate cash. So all three mobile operators MTS, Megafon and Beeline offer services for withdrawing funds through fast money transfer systems. The algorithm for such a transfer differs only in that you need to select the appropriate section (for Megafon and MTS - “Get cash”, for Beeline - “Transfer to Unistream” or “Transfer CONTACT”), enter the phone number, transfer amount and recipient data (full name ). And that's it. Then you can immediately go to the nearest point of issue of transfers and receive cash (money is transferred instantly). Don't forget to bring your passport with you.

With MTS, you can withdraw money through the Unistream, Leader, CONTACT systems. The transfer amount is from 1 ruble (through the CONTACT system from 1,000 rubles) to 15,000 rubles at a time, no more than 5 payments per day for a total amount of up to 30,000 rubles, per month no more than 40,000 rubles. Transfer fee 4%.

Megafon also allows you to withdraw funds through Unistream, Leader, CONTACT. You can transfer from 1 ruble to 15,000 rubles per transfer, the maximum amount per day is 15,000, per month - 40,000 rubles. The commission for the transfer, as with the transfer to the card, depends on the amount of the transfer: when transferring amounts from 1 ruble to 4999 rubles, you will be charged 5.95% plus 95 rubles; and when transferring amounts from 5,000 to 15,000 -5.95% plus 259 rubles.

Money can be withdrawn from Beeline via Unistream or CONTACT. The transfer amount can be from 100 rubles to 15,000 (no more than 15,000 per day, no more than 40,000 per month). The transfer fee is a record low 2.99% plus 10 rubles.

Table 1 - comparison of methods for withdrawing money from a mobile balance

Mobile operator	Withdrawal method	Limit	Commission
	To a bank card	From 1,700 to 15,000 rubles at a time. Per month - no more than 40,000 rubles.	4% minimum 25 rubles
	To bank account	Is not provided
	Cash	From 1 to 15,000 rubles (through the CONTACT system from 1,000 rubles). Per day - no more than five payments for a total amount of up to 30,000 rubles. Per month - no more than 40,000 rubles.
	Virtual card	Per day - no more than five payments for a total amount of up to 30,000 rubles. Per month - no more than 40,000 rubles.
	To a bank card	1 - 15,000 rubles for one transfer. No more than 15,000 rubles per day. Per month - no more than 40,000 rubles.	when transferring 1 - 4999 rubles, the commission is 5.95% plus 95 rubles; and when transferring an amount from 5,000 to 15,000 - 5.95% plus 259 rubles.
	To bank account
	Cash
	Virtual card		1.5% of the amount plus 5 rubles
	To a bank card	from 1,300 to 15,000 rubles at a time. The daily limit is no more than 15,000 rubles, the monthly limit is no more than 40,000 rubles.
	To bank account	from 500 to 15,000 rubles at a time. The daily limit is no more than 15,000 rubles, the monthly limit is no more than 40,000 rubles.
	Cash	from 100 to 15,000 rubles at a time. The daily limit is no more than 15,000 rubles, the monthly limit is no more than 40,000 rubles.	2.99% +10 rubles
	Virtual card	From 1 to 15,000 rubles per transfer. Per day - no more than five payments for a total amount of up to 30,000 rubles. Per month - no more than 40,000 rubles.	Cash withdrawal - 4.95% (min 29 rubles) Translation - 3.45%
	A plastic card " Mobile Map» VISA — RURU — Alfa-Bank		Card issue 95 rubles. Cash withdrawal - 5.95% (min 125 rubles); transfer - 1.99%.

55 users are considered this page useful.

Quick response:

1. Internet and telephony.
2. Utility bills.
3. Repayment of loans.
4. Charity.
5. Traffic fines.

The mobile phone is gradually turning from a means of communication into a payment instrument. All service providers offer this type of service. cellular communication And their actions are not devoid of meaning. Indeed, unlike bank cards, you can pay for a purchase using a mobile phone at any time, because the phone is always at hand. Currently, it is possible to pay for something using the balance of a personal account not only on Internet sites, but also in ordinary stores. Payment for Beeline services is subject to two conditions: Internet access and a positive balance.

Payment for services from a Beeline number

To pay from a phone bill, users do not need to connect to a number additional options or go through the authorization procedure on special portals. It is enough to go from mobile browser to the BEELINE official website, where you should open the following tabs in sequence:

• To private persons.
• Finance and payment.
• Payment for services.
• All services.

After the done manipulations, the subscriber gets to the page where you can pay for such services:

1. Internet and telephony.
2. Utility bills.
3. Repayment of loans.
4. Purchase of tickets for intercity transport.
5. Charity.
6. Mobile communications and entertainment.
7. Traffic fines.

After selecting the section, the user fills out the payment form and enters the required amount, indicating the contact from which the payment for services from the account will be made. After that, a message with a payment confirmation code is sent to the mobile. The received password is entered into a special window of the filling form, and the subscriber confirms the payment by pressing a virtual key.

Important! Payment confirmation message 8464, here, in addition to the confirmation code, the full cost of the purchase, including commission, will be indicated.

Peculiarities

In order for subscribers to pay utility bills and other services, the operator requires compliance with certain conditions, the non-compliance with which makes the use of the service impossible. It looks like this:

• After debiting funds, the subscriber's balance must remain positive. On prepaid tariffs, the minimum balance is 10 rubles.
• The cost of purchases is calculated in rubles.
• To access the service, the user must spend more than 150 rubles on cellular communications.

Important! By confirming the fact of payment, the subscriber automatically agrees to the terms of service.

In addition, the provider sets a limit on debiting funds from one mobile phone number. The following conditions apply here:

1. One-time write-off - up to 9,000 rubles.
2. The daily limit is 10,000 rubles.
3. The total amount of purchases for the week is 20,000 rubles.
4. The monthly payment limit is 30,000 rubles.

It should be noted that these conditions apply to all tariff plans, regardless of the chosen payment system.

Making a payment from your phone

Additional features

Initially, the ability to pay for purchases from a personal account could only individuals. The situation began to change in 2013, when the online payment service became available to corporative clients. Now organizations can pay for services on a general basis. The service is available provided that an advance invoice has been created on the number.

It should be clarified that owners of postpaid tariffs can also pay for services only from an advance account. To create it, you need to send a USSD request *110*271# from your mobile device. Replenishment of the advance account is possible in the following ways:

• Cash. To replenish, you need to specify contact number in ten-digit format, replacing the first character of the code with 6.
• From a plastic card. To do this, you need to register the card in the payment system by calling 0533.
• Through an ATM. It also indicates the phone number without the eight, with the first digit of the code replaced by 6.

Important! To find out the available advance account limit, you can use the free command *222#.

Video for the article

Conclusion

Paying for purchases from a personal account is a unique opportunity to use electronic banking on mobile device. It is noteworthy that the service does not require additional connection and maintenance. The only drawback of the system is the lack of unlimited traffic, which makes it impossible to use the service in regional and international roaming.

Megafon warns that not all banks accept money from a phone balance to a card, and therefore advises using the “transfer to a bank account” service.

Transfer funds from phone to bank account

We return to the main menu and go to the tab "transfer to a bank account". Here everything is the same as in previous version. Enter phone number secret code. We dial the account number, consisting of 20 digits. We agree to the operation.

The conditions are the same: 5.95% + 95 or 259 rubles, the term is up to 5 days. You can use the service if the account is opened with Home Credit, Otkritie, Absolut, Russian Standard, Tinkov, OTP Bank, MTS-Bank, Alfa-Bank, Renaissance Credit, Probusinessbank, Bank24.ru and some others.

If you do not want to get involved with the transfer of funds to a bank card or account, you can use the "Get in cash" service.

Several options for receiving money from the phone in cash

Megafon offers us to use any of the five money transfer systems: Unistream, Leader, BLIZKO, CONTACT, ANELIC. Choose any - the withdrawal conditions are the same everywhere: 5.95% + 95 or 259 rubles. Limits: 15 thousand rubles. per day and 40 thousand rubles. per month.

Let's use the BLIZKO system (note: the principle of translation is the same everywhere).

The operator offers two options: withdraw funds via SMS or fill out a form - choose the method that suits you. You will have to pick up the money in person at any BLIZKO pick-up point. You should take your passport or other document confirming your identity with you. Do not forget to provide the control number of the transfer. It will come to you as an SMS immediately after confirming the operation.

Big Three Virtual Cards

MTS, Beeline and Megafon offer their customers virtual bank cards as a means of payment on the Internet. The balance of the Megafon card is equal to the balance of the phone linked to it.

Getting an online card is simple: follow the link and follow the instructions.

Transferring money through MegaFon-Visa is not really any kind of transfer. This is only an opportunity provided by the operator to use the balance to pay for goods and services on the Internet. That is, the money comes to you in the form of paid utility bills purchased on Google Play apps, purchased in the online store of things, etc.

Charged commission 1.5% of the payment amount + 5 rubles. Limit: 15 thousand rubles. per day.

How to cash out your phone balance using other online services

The first option is to transfer money to webmoney wallet. To do this, use your account on the official website of the payment system.

Go to the "Top up" tab and select "From mobile phone account". A new window will open in front of you. The service notifies that replenishment of the account is also possible from the balance of the client of the Megafon operator.

The transfer fee will be 7%. Recall that the withdrawal of funds through the Megafon website cost us less - only 5.9%.

And one more fair way: QIWI-WALLET service.

Login to your wallet or create a new one.

Click the "Top up" button, and then go to the "Pay" tab. Choose an operator, in our case it is Megafon with a commission of 5.6%. Specify the transfer amount and wait for a confirmation SMS.

That's all. Here are six ways to withdraw money from your phone in the form of cash and non-cash funds. Which option to choose is up to you.

What is a MegaFon digital card

The MegaFon card is a digital card with full functionality, the account of which is the account of your phone. So, when making purchases using a MegaFon card, money will be debited from the phone's balance. And vice versa: when replenishing the phone balance, these funds can be used on a bank card.

This is very convenient, because the MegaFon card allows you to pay anywhere and immediately from your mobile phone account - in a cafe, at a gas station, through mobile app. And for every payment you will get pleasant bonuses.

How to get a card

A MegaFon bank card can be either plastic or digital.

You do not need to receive a digital card, because it does not have a plastic carrier. Verification of the passport data of a MegaFon subscriber occurs automatically, so a passport is not needed. The card can be issued in 15 seconds in any of these ways:
- in MegaFon's Personal Account → Digital Card → Issue;
- in the MegaFon Bank application → Issue a digital card.

A plastic card can be obtained in MegaFon stores immediately after applying. For this you will need a passport. After receiving the card, you need to activate it.

How to activate a plastic card

There are two ways to activate the card:

Dial free number 5555 from the phone to which the card is linked, and follow the instructions of the answering machine;
- install the MegaFon Bank application, click "Activate card" on the main screen, set a PIN code and start shopping.

How to manage a MegaFon card

What is MegaFon Bank

What is SMS banking and what commands can be used

SMS banking is an option to manage your digital card via SMS, with which you can find out the balance, get a short card statement, and perform other actions using short SMS commands.

The following commands can be sent to 5555:

• BALANCE - find out the amount available for payments;
• PIN - find out how to get a new PIN code for the card;
• HISTORY - get information about the last 10 transactions;
• HISTORY NNNN - get information about the last 10 transactions on the specified card, where NNNN - the last 4 digits of your card;
• BLOCK NNNN - block the card, where NNNN is the last 4 digits of your card;
• BLOCK ALL - block all your MegaFon bank cards.

How to replenish the card and withdraw cash

The account for the phone and the card is the same, so you just need to top up your MegaFon number in any way: via the Internet, payment terminal, ATM of any bank, etc.

Using the card, you can withdraw cash from your phone account at any ATM, including abroad. You can specify the withdrawal fee in the "Important Documents" section.

How to increase card limits

The digital card has the following transaction limits:

• daily - 60,000 ₽, including: cash withdrawal - 5,000 ₽, transfers - 15,000 ₽, payment for goods - 60,000 ₽;
• monthly - 100,000 ₽, including: cash withdrawal - 40,000 ₽, transfers - 40,000 ₽, payment for goods - 100,000 ₽.

If you want to increase these limits, please contact the MegaFon office with your passport. You will be issued a plastic card with the following limits:

• daily - 100,000 ₽, including: cash withdrawal - 50,000 ₽, transfers - 100,000 ₽, payment for goods - 100,000 ₽;
• monthly - 600,000 ₽, including: cash withdrawal - 300,000 ₽, transfers - 300,000 ₽, payment for goods - 600,000 ₽.

Contactless payment by Mastercard PayPass

All Gold cards have Mastercard PayPass contactless payment technology. In some cities, classic cards also support this technology.

Card benefits and loyalty program

The card balance is your phone bill. You can use it for any operations: transfers, payments in stores or the Internet. Wherever you can pay for the purchase bank card, you can pay with money from your phone account.

It is very profitable to use the card: issuing the card is free, from 6% to 10% per annum is charged for the balance on the account, depending on the tariff of the card, and when paying with a card from MegaFon partners, you can receive a cashback of up to 20%. In addition, you can activate an increased cashback in the category "Entertainment", "Supermarkets", "Cafe" or in another category and receive 5% of purchases back to your account (see the conditions of the promotion).

When paying for purchases with a MegaFon card, you get 10 MB of internet for every 100 ₽ spent. Information on the number of bonuses can be viewed in the Personal Account and the MegaFon Bank application. Bonus megabytes are credited within 30 days after making any purchases.

All payments, as well as receiving bonus MB, will be available to the owner of the digital card, even if he does not have a plastic card.

Safety

How money is protected on the card

MegaFon's digital card meets all security standards payment system mastercard. The money on the card is on your personal account in MegaFon, so they are not subject to the risks of the financial system, for example, the revocation of a banking license. In addition, you will receive notifications about all transactions in order to control all expenses and the balance of available funds.

How are card details protected?

The transfer of the card number between the bank and MegaFon Bank is encrypted. In the MegaFon Bank application, card details are not stored, but are requested in a secure form from the bank. At the same time, the CVC2 code request is implemented by a separate method - the code is displayed separately from other details.