There are not rare cases when you need to make an urgent call, but there is not enough money in the account. The situation is sometimes complicated by the fact that there is no way to replenish the balance every minute. So how to get a loan through MTS and under what conditions can this be done? This can be done using two services - "Promised payment" or the service "On full trust".

Service activation

In order to connect the "Promised Payment" on your cell phone, you can use the following methods:

• Use USSD request.
• Call the autoinformer number and follow his instructions.
• Do it in your personal account.

If you are going to activate the “On full trust” service, thus taking a loan from MTS, then you can do this using:

• USSD commands.
• Personal office.

USSD requests

MTS company, simply adoring all sorts of USSD requests, offers its customers many options for connecting the service using special commands.

So, if you need to activate the Promised Payment service, then you can do this using the command? 111? 123 #. After recruiting a team at one point, the money will be in your account.

If you want to use the "Full Trust" service, then you need to dial the command? 111? 32 #, and then press the call key. By the way, some are afraid that the amount of such a service will be prohibitively large, and unbeknownst to themselves, the client will “climb” into large debts. In this case, you can edit the service limit by sending the required amount to the number? 111? 2136 # and pressing the call button.

Get a loan in your MTS account

In the event that you activate the Promised Payment service, first you need to go to your Personal Area by following the link

Approximately the same actions should be performed in the case of connecting in the Personal Account such a service as "On full trust". To manage this service, go to your personal account by entering your phone number and password, find the "Full Trust" section, and then select the "Limit Management" subsection.

other methods

How else can you help yourself to replenish the balance? If we are talking about the promised payment, then you can activate this service by dialing the number 1113 and pressing the call button. The autoinformer will tell you how to proceed further - you will only need to act according to his instructions.

You can also take a loan not only from the company, but also from friends. There are several options for this:

• To send a message to your friend, where it will be written that you are asking to replenish the balance, you need to dial *116*phone number #. Moreover, the number will be the phone of the subscriber, to whom, in fact, you send the request. Such a number can be dialed in any format - for example, without an eight, by +7, with an eight, or by 79. In addition, you can specify the amount that you need to fill. To do this, dial *116*number*amount#.
• After this command is dialed, your friend will receive an SMS on the number with the words "Please top up my account."
• You can also use another way to request the required amount - for this you need to dial the number mobile portal*111#, and then in the menu that opens, select the item "Top up my account." Or for the same purposes there is a direct command *111*7#.

By the way, in addition, you can make calls or send SMS at the expense of the subscriber. To make a call, select one of the following options:

• You can dial the number 0880, and then, after the autoinformer answers, enter the number in ten-digit format, that is, +7, or without the eight.
• Or you can dial the number 0880, and then, without the answer of the informant, dial the ten-digit number of the subscriber.

In order to be able to send SMS at the expense of the subscriber, you need to dial your friend's number and additionally enter the prefix 5880. After that, the SMS will be sent, and funds will be debited from your friend's account.

Service description

What does taking a loan from a company give? In the event that you need to immediately replenish the balance, but you do not have such an opportunity, you can connect the "Promised Payment". In this case, the required amount will be transferred to your phone for up to three days.

But in the case of the “On full trust” service, the system is somewhat different. So, having activated the service only once, you will not have to worry that if you reach zero balance, you may be left without a connection. And the thing is that by connecting this service, you get a limit of three hundred rubles. So after connecting the service, you can safely use mobile communications and borrow until your balance reaches -300 rubles.

Amount, terms and nuances

If we are talking about the “Promised Payment” service, then it can be used only if the balance on your set does not exceed -30 rubles.

By activating this service, you can receive the required amount of up to eight hundred rubles for up to three days.

How to calculate the loan amount? Everything is simple here - so, the more you spend, the more the operator will lend you. For example, if you spend no more than 300 rubles per month, then the payment amount will be 200 rubles. If every month you spend from 301 to 500 rubles, then the amount of the promised payment will increase to 400 rubles. If on a monthly basis mobile communications if you spend more than 501 rubles, then you can borrow up to 800 rubles.

By the way, this service is provided on a paid basis, and therefore, depending on how much money you take from the operator, the commission will be from 7 to 50 rubles.

If we talk about the “Full Trust” service, then it is completely provided free of charge, since there is neither a connection fee nor a monthly fee. subscription fee. If you use this service for six months, the operator will be able to increase your limit by 50 percent.

In the event that you activate this service, the payment method will immediately change to credit. This means that now you will need to pay for communication services once a month, according to the invoice, otherwise your phone may be blocked.

Unfortunately, this service is not available to everyone, because there are some restrictions:

• You must pay for mobile services on time.
• You must use MTS services for at least three months.
• Every month you must spend at least three hundred rubles on mobile communications.
• You should not have debts on other MTS accounts.

Only if these rules are observed, this service from MTS will be available to you.

Each subscriber at least once thought, and how to get a loan for MTS on the phone, because the money in the account usually ends at the wrong time. The service provided in such a situation is called "Promised Payment". Next, we will talk about how and who can use it, how much it costs.

How to connect?

Company " Mobile TeleSystems» it is possible to use several methods to achieve the goal.

1. USSD command - dial *111*123# call on your device. You won't have to wait long, after a few seconds a text message arrives with a notification about the activation of the service. The result of a successful transaction is the receipt of funds.
2. Can get a loan for a phone in MTS online- we are talking about using the capabilities of the online service on the official website. It is not difficult - log in to the official website of the company, go to the payment section, then "Promised payment". The My MTS application has similar capabilities for devices based on iSO, Android, etc.
3. You can borrow money to pay for cellular services by calling 1113, calls to the service number for MTS subscribers are free. The application is left by selecting the appropriate buttons, follow the voice prompts. When the autoresponder reports that the process was completed successfully, the funds will be credited to the account.

Service cost

If there is money on the account, then the maximum loan amount is 50 Russian rubles. Using the option is possible even with a negative balance, the minimum threshold is 30 rubles. The subscriber decides how much money to borrow. The maximum is calculated by the operator, taking into account the monthly expenses of a particular subscriber for mobile communications.

The cost of using the service is determined by the amount of the promised payment. It fluctuates between 7-50 rubles. The fee is deducted from the loan amount.

To use the service, as well as to take a phone on credit in the MTS salon, subscribers who have been in service for more than 60 days and do not have a monetary debt on other used accounts can use it.

If the promised payment service is already active, you can use it again when you spend more than 500 rubles per month. to pay for the services of a cellular operator. The opportunity is not available to those who have the “On full trust” service active, who pay for mobile communications using the credit system.

As you can see, it is not difficult to get a loan to pay for communication services; you need to pay off the debt within three days.

Surely, the subscriber of any operator had cases when it was necessary to make a call, and the balance was at zero. At first, operators introduced the ability to call from a phone with a negative balance, and then they offered new service- "credit". All Big Three operators provide "mini-loans" and "credits" to their subscribers. At any time, the owner of the number can take a loan from the operator. All you need to do is send an SMS request or dial a USSD code. How to get a loan for MTS and what are the conditions for its provision?

The Mobile TeleSystems operator has a service for "crediting" subscribers called "Promised Payment". True, not all MTS subscribers can get a loan. So, subscribers who have activated the services "Credit" and "On full trust" will not be able to use the "Promised payment". In addition, the owners tariff plans"MTS iPad", "Your country" and "Guest" will also not be able to connect to this service.

In addition, there are a number of other limitations. Firstly, the subscriber will not be able to take out a loan if the amount of debt on the balance sheet is less than 30 rubles. Thus, if you have -31 rubles on your account, then the Promised Payment service will not be available to you.

Secondly, the "Promised Payment" is provided for only 7 days. After that, you will need to replenish the balance and repay the allocated loan.

Thirdly, the amount of the payment provided depends on the amount of funds spent last month. The maximum possible loan is 800 rubles. In this case, the user himself can choose the amount of credit provided to him. With a loan of 20 rubles, the service is free. If the payment amount exceeds 20 rubles, then a commission of 5 rubles is charged for the Promised Payment. In addition, with any positive balance, a loan of 50 rubles is available to you, regardless of how much you spent over the past month.

Having dealt with the terms of the service, it's time to start solving the question: how to get money on credit at MTS?

You can get money on credit from the MTS operator in the following ways:

• call 1113 and fulfill the requirements of the autoinformer;
• dial USSD request on your phone/smartphone: *111*123#;
• open the "Internet Assistant" on the MTS website and select "Promised Payment" in the "Payment" section.

In addition to the "Promised payment", which is provided for 7 days, there is another service - "Loan on trust". In fact, this service allows you to shift the “threshold” of zero balance. By activating the "Loan on trust" service, you can use the services of the company with a negative balance. The balance limit is “minus 200 rubles”.

However, this service also has some limitations. For example, you need to be a client of MTS for more than 6 months, and your payment history must be positive. In this case, the service is activated once. To connect the "Loan on trust", just send an SMS to number 111 with the text 2118.

As you can see, getting a loan for MTS is not difficult. True, it is better to always monitor the balance and replenish it in a timely manner.

Sometimes there are situations when the gadget fails unpredictably, and it becomes necessary to buy another one. However, not all citizens have the opportunity to fork out for a new device in the blink of an eye. In order to solve the problem, you can take a loan on the phone. In the article we will tell you how to get money for mobile device at MTS.

Agree, taking a loan on the phone is quite common, but still this procedure raises many questions, especially when it comes to lending to MTS. Not everyone has dealt with this organization, so we will talk about the procedure in more detail.

1. First you need to choose which phone model you want to purchase and contact an MTS employee to find out the loan parameters. If everything suits you, you must obtain permission from the employee to take out a loan. You can also get a phone on credit online at MTS through their online store.
2. After approval, ask the employee to draw up and issue you a receipt for the purchase of the gadget.
3. After, with the received check, contact any bank that cooperates with MTS to find out what papers you need to present and what requirements you need to meet, and submit an application.
4. After you provide everything, a bank employee will draw up a loan agreement, which you will need to thoroughly study.

Attention! Before signing the contract, be sure to examine your model for malfunctions, check all warranty periods and kit!

Keep in mind that different banks are different organizations with individual structures, rules, and so on. Therefore, the terms of lending in each bank will be different.

Do you need insurance?

Unlike consumer loans for other needs, where it is mandatory to take out insurance, this procedure is completely optional to take out a loan for a mobile phone. If you consider it necessary to carry it out, then agree on this at the bank when drawing up the contract. The amount of insurance payments will be made up of the cost of the device and the corresponding interest on it.

Before concluding an insurance contract, carefully study the aspects of this service and decide whether it is really necessary for you. Although, of course, if you are purchasing a rather expensive device, it is better to insure yourself.

In order to protect yourself from the consequences of a possible robbery, you can also take out an insurance policy. In case of theft, the insurance company will reimburse the owner of the gadget for the entire purchase price.

Pros and cons of buying a phone on credit

Taking a loan is always a serious responsibility, therefore, before making a decision on a loan, it is necessary to weigh all the pros and cons so as not to be in debt bondage, as it turns out later, without special need. If we analyze the reviews of people who have used this service, we can draw certain conclusions. So, positive sides taking a phone to MTS on credit.

1. The number of banks you can apply to is not limited. The main thing is that they should be partners of MTS. And then you can choose the one whose conditions you like.
2. You can get money in record time.
3. No need to collect a huge package of documents. As a rule, even a personal income tax certificate is not required, and an imperfect credit history will not hurt.
4. MTS actively uses the issuance of phones on loan, therefore, it often holds promotions with preferential lending parameters. If you are very lucky, you can, for example, get the opportunity not to pay interest or take a smartphone on credit without a down payment.

However, a coin always has two sides. The mobile phone loan we mentioned has its drawbacks.

1. If you take a loan for a fairly long period, the interest rate increases and, accordingly, the overpayment of interest. As a result, you can pay twice the cost of the phone itself.
2. Unfortunately, many MTS employees refuse customers to purchase a phone on credit without insurance. This is not legal, but if you try to prove something, the employee may refer to the fact that you seem to him to be an unreliable payer.
3. Sometimes it is necessary to pay the down payment immediately, at the stage of registration of the contract. Not all clients are ready for this, and difficulties arise.
4. Not all employees of MTS offices are conscientious, and it is impossible to be completely sure that the data you left will be kept behind seven seals.
5. There are cases when employees draw up a contract not according to the rules or with errors, which subsequently leads to many problems and unnecessary costs on the part of the client. Of course, few people like it.

After carefully reading all the nuances, think and decide whether the phone is really worth taking out a loan for it, or you can manage your own funds without taking a loan. If you don’t change your mind within a week, then it makes sense to make a purchase.

Attention! You can take a phone on credit using the "Corn" card, which is issued at the Euroset office in half an hour.

To make your business with taking a loan to buy a gadget go as smoothly as possible, we have compiled a list of recommendations, following which you can make a good deal. The list is not long, so feel free to skim through it.

1. Carefully study the interest rates of all banks and consider whether the purchased goods are worth such costs, because some financial institutions set unreasonably high interest rates.
2. Treat bonus programs wisely, because sometimes they hide the increased prices of purchased goods. In the end, you will pay much more, but you will think that you have made a good deal.
3. Try to study the reviews of customers who took installments to buy a mobile phone in various MTS partner banks. Do not apply to organizations with a low rating, this is fraught with consequences.
4. Carefully study the recommendations on the installment plan on the Internet so as not to run into problems due to ignorance, ignorance. And keep in mind that the installment plan makes sense in the absence of a down payment.

Everything is not so difficult if you approach the matter carefully and thoroughly. If, after analyzing your financial capabilities, you are sure that you can afford the installment plan to buy a phone, you can safely go to the MTS salon and choose a model of a new device.

It is necessary to make an urgent call, but, as luck would have it, there is no money on the account, and in this moment there is no way to replenish it. A familiar situation, isn't it? For MTS customers, this is not a problem. How to get a loan for MTS?

This is currently mobile operator offers its customers 2 options for lending. Let's take a closer look at each of them in order to figure out how to borrow on MTS.

Credit "Promised payment"

To take a “Promised Payment” loan from MTS, a few seconds are enough. But at the same time, it is important that the minus on the balance of the phone does not exceed 30 rubles.

The loan amount depends on how much the subscriber spends per month on mobile communications. With expenses up to 300 rubles, you can get a loan in the amount of up to 200 rubles. Costs in the range of 301-500 rubles will allow borrowing up to 400 rubles from MTS. With monthly expenses of more than 501 rubles, the credit limit will be up to 800 rubles.

With a positive balance of the account, the amount of 50 rubles is always available to the subscriber. Credit in accordance with this type of service is provided for 7 days, during which the subscriber is obliged to repay the entire amount.

If you are satisfied with the promised payment up to 20 rubles, the service will be activated free of charge. For the established promised payment in excess of this amount, you will have to pay 5 rubles for each connection. In general, the service is available with a balance of at least minus 30 rubles.

If the subscriber's monthly expenses for communication are more than 500 rubles and the limit of 800 rubles is available to him, then if there is already a valid promised payment, you can set another one. But their amount cannot exceed 800 rubles.

How to get a loan for MTS by activating the "promised payment" service? This can be done in three ways:

• dial *111*123# on the phone and press the call button;
• use the Internet assistant;
• call 1113.

How to get a loan for MTS "On full trust"?

The method of providing this service is fundamentally different from the previous one. If in this case the term of the loan is only 7 days, then the loan "On full trust" is valid permanently from the moment of its connection. A credit limit of 300 rubles is already set by default.

And after using the loan for six months, its limit can be increased by an amount corresponding to 50% of the expenses of the owner of the phone for cellular communication.

The conditions for obtaining a credit of trust are as follows:

• you need to be an MTS subscriber for at least three months;
• for the three months preceding the activation of the service, an average of at least 300 rubles should be credited to the subscriber's account;
• the balance on the corresponding phone on the date of the loan must be positive;
• no debt on other MTS accounts.

It should also be remembered that both loans cannot be taken at the same time. These services are mutually exclusive.

The service can be enabled/disabled independently in two ways:

• typing on mobile phone*111*32#, press the call button;
• through an online assistant.

The limit can be increased once a month under the following conditions:

• full and timely payment of all invoices;
• the subscriber is obliged to increase his expenses for cellular services;
• the difference between the old and new limit is at least 50 rubles.

If communication services are not paid in a timely manner, the limit can be reduced to the original amount - 300 rubles. After paying off the debt, the limit can again be calculated in accordance with current costs.

You can fix it yourself or resume recalculation in accordance with the amount of costs for communication services in two ways:

• dial *111*2136# on your mobile phone and press the call button;
• use the services of an Internet assistant.

If a subscriber does not use communication services for more than two months, but a monthly fee for using periodic services is deducted from his number, then the credit will be disabled automatically, and the calculation method will be changed to advance.

You can freely change your current tariff in the presence of the “On full trust” service.

I hope that this article helped you solve the question “How to get a loan for MTS?”, And your phone will never be blocked again at the most inopportune moment.