Loans are provided not only by banks, "Promised payment Megafon" - loan service for mobile communications , in case the user failed to make a payment on time, and an important call is on the nose.
Description of the Promised Payment service posted on the Megafon website.
What is a Promised Payment?
The service is available to all clients of the Megafon operator, regardless of where they are located - in the territory of their home region, in the country or roaming.
She's a kind of loan from 50 to 1300 rubles. The operator can put this money on the user's number, in case of a zero or negative balance. To do this, the user must order the service of the promised payment, and then, without fail, replenish the account with at least the amount of debit.
Conditions under which you can borrow from Megafon
The promised payment is provided on a fee basis – its cost directly depends on how much money the subscriber is going to borrow. Payment for the promised payment occurs at the time of its activation.
A prerequisite for receiving a deferred payment is its timely repayment. The terms of repayment of a trust loan from Megafon depend on its quantity. This period can vary from 3 to 7 days. If the trust is not returned on time, then there is a risk that the mobile connection on the phone will be blocked until the debt is paid off in front of the operator.
Features of providing an option. Very important! When a subscriber calculates a loan, it should be taken into account that after the procedure for obtaining a loan, the amount of funds for personal account should not be lower than 30 rubles, that is, if the balance has gone negative, then the amount of the trusted contribution should cover this debt and bring the account to a plus.
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How much and for how long will Megafon entrust the funds?
The characteristic of the "borrower" plays an important role in obtaining a temporary loan for mobile communications:
- Users of standard services (calls and SMS) who did not connect to their number unlimited Internet can receive the promised payment up to 300 rubles for up to 3 days. Subscribers connected to Megafon for up to 2 months and who replenished their account at least two times during this period can count on a conditional loan in the amount of 50.00 rubles. For those who have a period of more than two months of cooperation with the operator, the declared limit may increase to 300.00 rubles.
- If the list of used user options unlimited internet included, then the amount may increase up to 1300 units of Russian currency, but even here the virtual loan will need to be returned within 3 days.
- Another category of customers can receive a trusted payment - this VIP clients Megaphone. Those are considered to be persons who spend at least 3,000 monthly on mobile communications. For them, lending conditions are the most loyal - in addition to the fact that the maximum loan reaches 1300 r., and the terms of payment for them have been increased to seven days from the date of receipt.
Payment for the Promised Payment service
In order to activate it, you must pay the cost according to the price list:
Restrictions on activating the promised payment
When using the "Pay when convenient" option, Megafon does not allow you to connect the "Promised Payment". Also, its interaction with the functionality of transfers and payments of mobile communications is impossible, that is, if the subscriber took advantage of the opportunity and activated the advance payment, then it will become impossible to make a transfer to another number.
Restrictions on the provision of the Promised Payment service. The option may also be unavailable in the following scenarios:
- Negative balance is lower than the stated loan amount.
- Cooperation with Megafon takes less than 1 month.
- If in the last months of using mobile communications, spending on it was negligible..
Debt write-off
The funds that the operator credited to the account must be debited after a certain time. For an amount of 50 r. this period is 1 calendar day, for large amounts a threshold of three days is set.
Useful video:
How to get a one-time loan on Megafon?
In order to enable the option to receive the promised payment from Megafon, you can go in several ways:
- Dial the special command code - *106# and execute it using the call button.
- Activate option through Personal Area on the website of the mobile phone company.
- Send sms to number 0006. In the body of the letter, you need to enter the required amount of money to transfer.
- The previous combination can also be used for calling an electronic assistant, following his instructions, you can credit the account with the amount that is needed to stay in touch until the next replenishment of the balance.
Connection via personal account:
Step 1. Login to your personal account. 
Step 2 
Step 3 Website connection:
Enter your phone number and follow the instructions. Connection via short commands:
USSD request.
Connecting the promised payment via SMS.
Response message.
Enabling and disabling the "Automatic promised payment" option
This feature is specifically for the category of users who want to be sure that under any circumstances their connection will be available.
It is especially useful when constantly traveling abroad, since topping up the balance of the phone in another country is sometimes very difficult.
Under the terms of the option, Megafon credits users who have connected an automatic promised payment, 300 r. at the time of reaching the balance mark of 10 rubles. After 3 days the credit must be returned to the operator. Otherwise, the connection is blocked until the necessary funds are credited to the account.
Connection option
The only way to activate the option on the number is to send a text message to the number 0006 . The letter must contain the words AUTO or AUTO.
Each user of mobile communications had a situation when they urgently needed to call, but there were no funds on the account. There are several solutions here: run to the nearest ATM to top up the balance of the phone from the card, find a person who is ready to lend you his device. However, one of the most quick ways put money into an account - to Megafon or another operator.
How to connect?
There are several ways to connect to this service:
- Use the USSD command, the combination of numbers is: *106#;
- Through the "Personal Account" of a Megafon subscriber;
- Using the number 0006: send an SMS containing the payment amount, or call this number and follow the instructions of the voice menu.
In these ways, you can connect both a one-time service and an Automatic Promised Payment. In the second case, the balance will be replenished when you have 10 rubles in your account. The promised Megafon payment can be used even when roaming. This allows you to stay in touch while in another country.
Conditions and Features
- This service from Megafon is paid. The commission is 5-50 rubles (depends on the requested amount and the region of residence of the subscriber);
- The promised payment is valid for 3 days. After this period, the money borrowed will be debited from your account. Payment in the amount of 50 rubles is provided only for 1 day
- The amount available for crediting is determined by the operator based on the current tariff.
- If you have already used the Promised Credit from Megafon, or the amount of funds in your account is below the established limit, you will not be able to activate the service.
- The service cannot be used by subscribers using corporate and non-commercial tariffs. It is also not available for those who have more than one person registered on their balance sheet. Also, the credit is not available to users using the SIM card for less than one month;
- For some VIP-clients who have signed up for certain service packages, the Promised Payment connection is free of charge.
How to return?
The return of the promised payment to Megafon is carried out automatically after the expiration of the period for which it was provided. If the client has not replenished the phone account during this time, the balance will go negative. The number itself will be blocked until the loan is returned. As soon as the client replenishes the account, making calls will be available again.
How to disable?
Disabling the service is automatic when it is connected once. The regular promised payment (upon reaching a balance of 10 rubles) Megafon can be turned off using the command * 106 #, Personal Account, SMS with the word STOP / STOP, or a call to 0006.
If any error occurred during the connection, you can send a message containing the number 0 to the above number and refuse to use the service.
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Once upon a time, small amounts were available to the operator's subscribers for this service, but today everything has changed, and you can even borrow several hundred. How to take the promised payment on Tele2 for 300 rubles: USSD command and service activation on the site - we will discuss both options. You will only have to choose the most suitable one.
Briefly on the topic
How to take the promised payment on Tele2 for 300 rubles: the easiest way is the USSD command * 122 # . You can also use your personal account on the Tele2 page. This will require access to an internet connection. And it is also possible to receive funds through an application on a smartphone.
USSD
Let's start with a short command (code). Surely you already know what it is: a combination of numbers and characters, the sending of which is used to activate one or another option provided by the operator. To activate the promised payment on Tele2 for 300 rubles, use the code *122# :
- We type it on the keyboard.
- Now we press the call button, as if making a call.
- A window will immediately appear in which there will be a list for amounts of 50, 100, 200 and 300 rubles. Choose the last item.
- Click "OK". In a few seconds, an SMS will be sent to your phone notifying you that the service has been activated, for how long it will be active and what commission you will have to pay (20 rubles).
OK
Now about whether on the operator's website, through its web version or mobile app. First, of course, we log in. Further:
- Balance tab. By the way, you can find out in another article.
- Find the corresponding inscription at the bottom of the screen.
- Under it, in the drop-down menu, select the line "320 rubles for 3 days."
- Connect button. Almost immediately, an SMS confirmation of activation will come, as in the case of using the code.
Please note: when on the Tele2 website, the amount is displayed immediately, taking into account the commission. That is, from 320 rubles. 300 is the money that will go to your disposal, and 20 is the commission to the operator.
Application
Each person may find himself in a situation where the money on the Megafon balance ends at the most inopportune moment, while there is no opportunity to immediately replenish the account. Especially for such cases, Megafon has developed the Promised Payment service, with which the subscriber can continue to use the services cellular communication despite the inability to replenish the balance of the phone on their own. You can take the promised Megafon payment for up to three days, while you can independently determine the amount that you would like to receive a loan.
Before using the Promised Payment service, you should familiarize yourself with its features. As part of this review, we will just tell you how to take the promised payment on Megafon, and also consider the features and limitations characteristic of this service.
- Attention
If you do not want to get acquainted with the features of the service from or you already have this information, you can immediately proceed to the activation of the service. To do this, dial *106# or send an SMS indicating the amount (50, 100 or 300) to 0006.
Features of the "Promised Payment" service
The promised Megafon payment allows you to replenish your account by 50, 100 or 300 rubles, while the service is valid for three days. The Promised Payment service is paid. The fee is charged for each use of the service and is debited from the balance at the time of connection. The subscriber can independently determine the amount of the promised payment, but subject to the terms of the service.
Conditions for the provision of the "Promised Payment" service:
- "Promised payment" in the amount of 50 rubles is available with a balance of up to minus 40 rubles;
- "Promised payment" in the amount of 100 rubles is available with a balance of up to minus 70 rubles;
- "Promised payment" in the amount of 300 rubles is available with a balance of up to minus 250 rubles;
- If you use Megafon services from 1 to 3 months, then the amount of the promised payment will be 50 rubles;
- If from 3 to 6 have passed since the conclusion of the contract with the operator, and the average monthly communication costs for the last 3 months are more than 400 rubles, then the promised Megafon payment will be available in the amount of 100 and 300 rubles, while you yourself have the right to determine the appropriate you the amount.
The credited payment is debited automatically after three days or earlier if the phone balance is replenished by the required amount. If the amount of the promised payment is 50 rubles, then the debit will take place within a day after crediting. The fee for the promised Megafon payment is deducted from the balance at the time of connection.
The Promised Payment service cannot be used in the following cases:
- If you have activated the Pay Anytime service;
- If less than 30 days have passed since the conclusion of the contract with the operator;
- If there are not enough charges for communication services for the past period;
- If your balance is below the set threshold. It can be negative, but not less than a certain amount (The promised payment in the amount of 50 rubles is available with a balance of up to minus 40 rubles, the amount of 100 rubles is available with a balance of up to minus 70 rubles, the amount of 300 rubles is available with a balance of up to minus 250 rubles).
- Attention
You can find out the available amount of the promised payment using the USSD command *106#.
Connecting the "Promised Payment" service on Megafon can be done in several ways. At the very beginning of the article, we provided a USSD command to activate the service, but this is by no means the only convenient way to receive the promised payment.
You can take the promised Megafon payment in one of the following ways:
- Dial the command * 106 # on your phone or *1006# ;
- Call 0006 and follow the voice menu prompts;
- Send an SMS with the amount (100 or 300) to 0006;
- , open the "Payments" section and select the desired amount.
In addition to the methods described above, it is also possible to take the promised Megafon payment by contacting the help center. . In addition, you can contact the nearest Megafon office and ask to activate the Promised Payment service. However, these two options are not very convenient and take a lot of time, so they are used extremely rarely and it makes no sense to pay special attention to them.
"Automatic promised payment" service
Do you regularly forget to replenish your balance, as a result of which you will be left without communication at the most inopportune moment? Megafon also took care of especially forgetful customers. You can connect "Automatic promised payment" in the amount of 300 rubles and no longer worry about sudden disconnections. The service allows automatic mode top up your phone account for 300 rubles when you reach a balance of 10 rubles.
The "Automatic promised payment" service does not imply any additional fee, you only need to pay 20 rubles for each transfer of a payment in the amount of 300 rubles. Activation and deactivation of the service "Automatic promised payment" is carried out using the command * 106 # or through your personal account.
Alternative to the "Promised Payment" service
Undoubtedly, the promised Megafon payment is very convenient and allows you to continue using cellular communications despite the inability to replenish the balance on your own. Nevertheless, one should not forget about other useful services available with a negative balance. Special attention deserves the service "Pay when convenient". The service allows you to stay in touch if your balance has become negative. A certain limit is set for you for free - the amount by which you can go negative. The operator sets the limit individually for each subscriber.
When determining the limit, the following factors are taken into account:
- Average monthly expenses for cellular services for the last three months;
- Duration of use of Megafon services;
- Connected options, current tariff plan and other indicators.
The service "Pay when convenient" is provided free of charge and does not involve subscription fee. The service is incompatible with the Promised Payment service. You can activate the service using the *550*1# command or by sending an SMS with the number "1" to number 5050. You can learn more about the service on the official Megafon website.
Everyone has come across a situation where the balance on the phone is less than they would like, and there are no funds nearby to replenish the account or there is no financial opportunity. It is in this situation that you can take the promised payment to MTS. This is done very quickly, it is enough to type one command in the mobile menu to replenish for a certain period.
Method of connecting the promised payment to MTS
There are several options for connecting the promised payment. The subscriber independently chooses which of the methods is more convenient for him to receive a loan to the balance of the phone.
- To borrow the amount to your balance, you need to use USSD - a command in the phone menu: *111*123# and click on the call.
- You can install the service through your personal account on the MTS website. In the "Options" section, select "Promised payment".
- By calling 1113 to activate a trust payment, following the voice instructions.
A promised payment is a loan of funds within a specified period of time. During this time, the user must put money on the phone, thereby returning it to the MTS operator. As a rule, the subscriber is given a week to make a payment to the phone account. It is desirable that the deposit amount exceeds your debt, so that the funds for making calls remain on the balance. If the payment has not been made within a week, your account will have a negative balance and a possible temporary blocking of calls until the next replenishment of the balance.
You can choose the type of promised payment that is most convenient for you. If the borrowed funds are less than 30 rubles, then the debt will be provided free of charge. You can take another amount over 30 rubles, but you will be charged a commission of 7 rubles.
The longer the client uses MTS services, the higher his trust payment will be. It also depends on the activity of using the services of the selected mobile operator. If your monthly expense is no more than 300 rubles, then the maximum possible debt of the promised payment will not exceed 200 rubles. With monthly expenses of up to 500 rubles for all MTS services, the maximum trust payment will be 400 rubles. With expenses of more than 500 rubles, you can borrow up to 800 rubles.
Your tariff plan for MTS must also match the capabilities. For example, users tariff plans"Guest", "Your country" and "MTS iPad" cannot borrow the amount.